Home All Calculators Blog About Contact Privacy Policy Disclaimer

The Pro Calculator UK blog

Plain-English guides on UK money, tax and home-improvement maths — no jargon, just the numbers explained.

Motoring

Ultimate UK Tyre Size Comparison Guide

Compare UK car tyre sizes, calculate speedometer error, check sidewall markings (205/55 R16), and learn MOT axle rules with our ultimate comparison guide.

Fitness

Ultimate Running Pace to Finish Time Chart

Master your running target splits for 5K, 10K, half marathon, and marathon. Includes min/km to min/mile charts, negative split tactics & treadmill speed guide.

Personal Finance

Smart Wedding vs House Deposit UK Guide

Compare average UK wedding costs (£20,000+) vs first-time buyer house deposits. Learn compound growth losses, Lifetime ISA bonuses, and budget split strategies.

Slash Lunch Costs: UK Meal Prep Savings Guide cost guide and calculator reference UK (2026)
Personal Finance

Slash Lunch Costs: UK Meal Prep Savings Guide

Discover how much money meal prepping saves in the UK. Compare lunch takeaway vs home-cooked costs and save £1,200+ per year with batch-cooking tips.

Greggs Sausage Roll Inflation Rate Exposed cost guide and calculator reference UK (2026)
Economics

Greggs Sausage Roll Inflation Rate Exposed

Uncover the Greggs sausage roll inflation rate and Sausage Roll Index UK. See how price hikes from £1.00 to £1.45+ reveal real purchasing power loss in 2026.

How Many Roof Tiles Do I Need Per M²? Interlocking, Plain & Slate Coverage Guide cost guide and calculator reference UK (2026)
Construction & Roofing

How Many Roof Tiles Do I Need Per M²? Interlocking, Plain & Slate Guide

Calculate exact tiles per square metre. Compare interlocking concrete (9.5-10.5/m²), plain tiles (60/m²), and slates with pitch & gauge rules.

UK School Years by Age: Cut-Off Dates, Key Stages & Year Group Guide cost guide and calculator reference UK (2026)
Education & Family

UK School Years by Age: Cut-Off Dates, Key Stages & Year Group Guide

Full breakdown of the 1 September cut-off date, Reception to Year 13, Key Stages 1-5, and summer-born deferral rights.

Personal Loan Interest & APR in the UK: How Monthly Repayments & Early Settlement Work cost guide and calculator reference UK (2026)
Personal Finance & Loans

Personal Loan Interest & APR in the UK: Monthly Repayments & Early Settlement

Understand daily reducing balance interest, the 51% Representative APR rule, and statutory early settlement rebates under the Consumer Credit Act.

How to Calculate Your Pregnancy Due Date: Naegele’s Rule, LMP & NHS Dating Scans cost guide and calculator reference UK (2026)
Maternity & Health

How to Calculate Your Pregnancy Due Date: Naegele’s Rule & NHS Scans

Step-by-step Naegele 280-day calculations from LMP, cycle length adjustment matrices, IVF transfers, and NHS 12-week ultrasound rules.

Illustration explaining UK UCAS Tariff Points conversion for A-Levels, BTECs, and T-Levels
Education & Higher Ed

UCAS Tariff Points Guide: How A-Levels, BTECs & T-Levels Convert

Master how A-Levels (16-56 pts), BTECs, T-Levels (168 pts), and EPQs convert into points, plus Russell Group entry requirements.

VO2 Max & Heart Rate Zones: What Your Cardio Fitness Score Actually Means (UK Norms & Cooper Standards) cost guide and calculator reference UK (2026)
Health & Fitness

VO2 Max & Heart Rate Zones: What Your Cardio Score Means

Understand UK age & sex norms, Cooper 12-minute run formulas, Karvonen Zone 2 calculation, and Norwegian 4x4 intervals.

Illustration explaining the 90-minute sleep cycle rule, REM stages, and bedtime calculations
Health & Lifestyle

The 90-Minute Sleep Cycle Rule: Optimal Bedtimes & REM Stages

Calculate your exact bedtime for 6:00 AM, master NREM vs REM stages, and prevent morning sleep inertia.

Illustration explaining UK sand and cement render mix ratios and coverage
Construction & DIY

Sand and Cement Render Mix Ratios UK Guide: Scratch & Top Coat

Master 4:1 base scratch coat vs 5:1 finish top coat proportions, plasticiser and waterproofer dosing, and 10m² bag coverage charts.

Illustration explaining GCSE 9 to 1 grade boundaries and raw mark conversions
Education & Exams

GCSE Grade Boundaries Explained: 9 to 1 System & Mark Conversion

Understand how raw marks convert to 9–1 grades, Standard Pass (Grade 4) vs Strong Pass (Grade 5), and Results Day appeal rules.

Illustration explaining Term-Time Only Salary calculation and pro-rata pay for school support staff in the UK
Employment & Education

Term-Time Only Salary UK: How School Support Staff Pay is Calculated

Understand equated pay, 38 vs 39 weeks, INSET days, pro-rata holiday accrual, and 12 equal monthly instalments for teaching assistants.

Illustration showing the 50/30/20 budget rule allocation for UK take-home pay
Personal Finance

The 50/30/20 Budget Rule UK: How to Allocate Your Take-Home Pay

Allocate monthly net salary accurately: 50% essential needs, 30% discretionary wants, 20% savings & debt reduction, plus 60/20/20 adaptations for UK renters.

Illustration explaining UK car insurance groups from band 1 to 50 and Thatcham rating criteria
Motoring & Insurance

UK Car Insurance Groups Explained: Bands 1 to 50 & How to Lower Your Premium

Understand the 1–50 rating system by Thatcham & ABI, security suffix letters, cheapest Group 1 cars, the new 1–99 VRR scale, and 6 ways to cut premiums.

Illustration explaining UK speeding fine bands, Sentencing Council penalty points, and court limits
Motoring & Legal

UK Speeding Fines Explained: Band A, B, and C Penalties, Points & Court Limits

Understand UK speeding fines: Sentencing Council Band A, B, C percentages, penalty points vs disqualifications, £1,000/£2,500 statutory caps, and speed awareness course thresholds.

Illustration explaining UK height conversions from cm to feet and inches, NHS and passport standards
Cultural Metrology

Height in cm to Feet and Inches: Why the UK Measures People in Feet but Passports in cm

Convert height between metric and imperial: step-by-step cm to feet & inches math, average UK adult heights, and why NHS clinics and passports use metric while Britons use feet.

Illustration explaining UK plasterboard sizes, stud wall coverage, and drywall calculations
DIY & Construction

How much plasterboard do I need? UK sheet sizes & stud wall coverage guide

Calculate UK plasterboard sheets: 2400x1200mm vs 1800x900mm sizes, 400mm vs 600mm stud centres, 10-15% waste allowance, and drywall screws.

Illustration explaining HMRC mileage allowance rates, the 45p vs 25p rule, and Form P87 tax relief
Tax & Motoring

HMRC mileage allowance rates 2026: The 45p vs 25p rule & claiming tax relief

Understand UK mileage rates: AMAP 45p/25p rules, claiming tax relief via Form P87, EV advisory electricity rates, and sole trader simplified expenses.

Illustration explaining UK statutory annual leave entitlement, 28 days holiday and pro-rata calculations
Employment & Law

Statutory annual leave entitlement UK: 28 days, bank holidays & pro-rata rules

Calculate UK holiday entitlement: 5.6 weeks statutory rules, the 28-day cap, bank holiday inclusion, part-time pro-rata, and 12.07% irregular hours accrual.

Children engaging in nursery learning activities under UK 30 hours free childcare scheme
Family Finance

15 vs 30 hours free childcare UK: 2026 eligibility, dates & the £100k cliff edge

UK 30 hours free childcare 2026 guide: 9-month-old rollout, term-time vs stretched hours, Tax-Free Childcare stacking, and beating the £100k salary cliff edge.

Illustration explaining UK pension pots, State Pension deductions, and retirement drawdown targets
Pensions & Retirement

How much pension do I need to retire in the UK? (The 4% rule & PLSA standards)

Calculate your retirement target: 2026 PLSA living standards, State Pension deductions, 4% safe withdrawal rate, and required private pension pot sizes.

Illustration explaining UK inheritance tax rules and thresholds
UK Tax & Finance

Inheritance Tax UK: rules, 2026 thresholds and the 7-year gifting rule

Master UK inheritance tax: how the £325,000 allowance works, £175,000 property band, 7-year taper relief scale, and legal ways to protect family wealth.

Illustration comparing PCP vs HP car finance in the UK
Motoring & Finance

PCP vs HP car finance UK: balloon payments, voluntary termination & true costs

PCP vs HP compared: monthly savings, balloon payment risks, mileage penalty clauses, and why HP reaches the 50% voluntary termination point 14 months earlier.

Skip Sizes and Prices UK: Complete Yardage & Council Permit Guide cost guide and calculator reference UK (2026)
Home Renovation

Skip sizes and prices UK: complete yardage & council permit guide

Which skip do you need? 2-yard to 14-yard dimensions, 2026 hire costs, council highway permit fees, and the critical 8-yard soil weight limit explained.

Illustration explaining the difference between grams and millilitres in cooking and baking
Kitchen Maths

Grams to millilitres: why flour, sugar and water are all different

Why 100g of flour isn't 100ml: how density works in baking, the 21% scoop error, and our free UK ingredient density chart.

Illustration explaining UK metric and imperial weights and measures law
Legal Metrology

Metric vs imperial in the UK: what’s legally required in 2026

Is imperial legal in the UK? Weights and Measures Act rules, the 4 statutory exemptions (beer, milk, bullion, road signs), and the 2023 consultation outcome.

Illustration explaining how to read UK metric and imperial tape measures
DIY & Construction

Reading a tape measure: fractions, decimals and millimetres

Master UK dual tape measures: read 1/16th lines, decode the 2.375-inch mystery, convert fractions to mm, and why the end hook is loose.

Illustration explaining the history of the British stone unit and weight conversions
Measurements

Why Britain still weighs itself in stone: history, law & body weight units

Why the UK stubbornly uses stone for body weight: the 1350 wool trade origins, Weights and Measures Act laws, stone vs lbs vs kg charts, and NHS rules.

Illustration comparing British Imperial and American pints
Measurements

UK pint vs US pint: why British measures are 20% bigger

568ml Imperial pint vs 473ml US pint: 20 vs 16 fluid ounces, the fluid ounce paradox, Weights and Measures Act pub laws, and baking conversion traps.

Illustration comparing British Imperial and American gallons
Automotive & Cooking

Imperial vs US gallons: the difference that ruins recipes and MPG

Why the UK Imperial gallon is 20.1% larger (4.546L vs 3.785L), how it inflates UK MPG figures, the forgotten dry gallon, and food preservation hazards.

Illustration comparing electric vehicle and petrol running costs
Automotive

Electric vs petrol: true cost of running a car in the UK (2026)

Real-world UK cost comparison: off-peak home charging (2.2p/mile) vs public DC rapid charging (20.8p/mile) vs petrol (16.2p/mile), plus tax and servicing.

Illustration comparing British Imperial and American fuel economy
Automotive

MPG explained: why UK and US figures don't match

Why UK MPG is 20.1% higher than US MPG: 4.546L Imperial gallon vs 3.785L US gallon, conversion factor 0.8327, WLTP vs EPA testing, and L/100km tables.

Illustration comparing daily calorie needs and BMR
Health & Fitness

How many calories should I eat? UK NHS guidance and daily intake rules

Official NHS guidelines (2,000 kcal women, 2,500 kcal men), BMR vs TDEE formulas, safe 500-600 kcal deficit rules, and age-adjusted intake tables.

Daily Water Intake: How Much Do You Actually Need in the UK? cost guide and calculator reference UK (2026)
Health & Fitness

Daily water intake: how much do you actually need in the UK?

Complete UK guide to daily fluid requirements: NHS Eatwell Guide 6 to 8 glasses rule, what drinks count, caffeine myths, and urine hydration tests.

Loft Insulation Costs in the UK: 2026 Prices, U-Values, and Grant Rules cost guide and calculator reference UK (2026)
Construction

Loft insulation costs in the UK: 2026 prices, U-values, and grants

Full cost breakdown per m², Part L 270mm depth standards, cold vs warm roof setups, storage boarding, and Warm Homes funding.

Illustration comparing BMI and body composition metrics
Health & Fitness

BMI vs body fat percentage: which health metric actually matters?

Why BMI misclassifies athletes and normal-weight obesity, NICE waist-to-height ratio rules (<0.5), and US Navy formula calculations.

UK payslip summary and sterling currency illustrating Income Tax bands and deductions
Finance

Salary sacrifice: how it works and when it’s worth it

Calculate Income Tax and NI savings on pensions and electric cars, avoid the 60% tax trap, and check mortgage rules.

Credit Card Minimum Payments: Why the Balance Never Moves cost guide and calculator reference UK (2026)
Finance

Credit card minimum payments: why the balance never moves

Why minimum payments trap UK borrowers for 20+ years, the FCA persistent debt rules, and how fixed payments save £3,100+.

Newly installed wooden garden fence with concrete posts in a British residential garden
Construction

How much paint do I need? A room-by-room UK guide

Standard coverage per litre, deductions for doors and windows, mist coats on fresh plaster, and room-by-room tin sizes.

Modern single-storey rear extension with bi-fold doors on a British residential house
Construction

How much does a new roof cost in the UK? (2026 prices)

Full replacement prices for terraced, semi-detached and detached homes across concrete tiles, clay, slate, and flat roofing.

Modern single-storey rear extension with bi-fold doors on a British residential house
Construction

House extension cost UK: the full 2026 price guide

Cost per m² by spec, totals by size, cost by extension type, regional prices, fees, VAT and contingency.

Modern single-storey rear extension with bi-fold doors on a British residential house
Construction

Single-storey extension cost UK 2026

Price per m² by specification, total cost for 15–50 m², and how rear, side and wrap-around layouts compare.

Modern single-storey rear extension with bi-fold doors on a British residential house
Construction

Double-storey extension cost UK 2026

Two-storey price per m² of total floor area, 8-region cost table, 7 build stages, fees, VAT, and planning rules.

Modern single-storey rear extension with bi-fold doors on a British residential house
Construction

Kitchen extension cost UK 2026

Shell cost per m² plus kitchen fit-out, worked examples at 15m², 20m², and 30m², regional tables, and planning rules.

Modern single-storey rear extension with bi-fold doors on a British residential house
Construction

Side return & side extension cost UK 2026

Why a side return infill and a full side extension cost differently, with 2026 figures for each and the planning rules.

Modern single-storey rear extension with bi-fold doors on a British residential house
Construction

Does an extension add value? UK 2026

The uplift by room type, the £1.20–£1.50 per £1 rule, and how to work out your own value against the street ceiling price.

Newly installed wooden garden fence with concrete posts in a British residential garden
Construction

How much does fencing cost in the UK? 2026 prices per metre

Price per metre supplied and fitted, cost by fence type, per-panel prices, labour, old fence removal and the planning rules.

Newly installed wooden garden fence with concrete posts in a British residential garden
Construction

How much do fencing contractors charge in the UK? (2026 rates)

Day rate vs per-metre vs fixed price, what changes the cost, sole trader vs company, VAT, and how to compare quotes.

Newly installed wooden garden fence with concrete posts in a British residential garden
Construction

How much does it cost to fence a garden? (2026 UK prices)

Whole-project totals by garden size, a worked example, panel counts, labour, extras like a gate, and what changes the price.

Newly installed wooden garden fence with concrete posts in a British residential garden
Construction

Fence panel types and sizes: a UK buyer’s guide

Standard 6ft widths and 3ft–6ft heights, the 30mm continental post trap, feather edge vs lap, post sizing and planning rules.

UK payslip summary and sterling currency illustrating Income Tax bands and deductions
Finance

Income Tax and National Insurance explained

How UK Income Tax bands and National Insurance actually work, with real examples of why take-home pay varies.

Homebuyer receiving house keys during property completion and Stamp Duty payment
Finance

Stamp Duty Land Tax 2026: what you'll actually pay

How SDLT is banded, first-time buyer relief, the additional property surcharge, and when it's actually paid.

Mortgage Overpayment UK: How It Works & What You Save (2026) cost guide and calculator reference UK (2026)
Finance

UK mortgage rates explained: fixed vs tracker vs variable

What each mortgage type actually means for your monthly payment, and how to use our repayment calculator to compare them.

ISA vs pension: where should your money go first? cost guide and calculator reference UK (2026)
Finance

ISA vs pension: where should your money go first?

How ISAs and pensions differ in tax treatment and access, and a simple framework for deciding where to save first.

Self-employed tax return: what sole traders actually owe cost guide and calculator reference UK (2026)
Finance

Self-employed tax return: what sole traders actually owe

Income Tax, Class 2/4 National Insurance, allowable expenses, and why payments on account catch people out.

Statutory redundancy pay explained: how much you're owed cost guide and calculator reference UK (2026)
Finance

Statutory redundancy pay explained: how much you're owed

Who qualifies, how the age-banded formula works, and how statutory redundancy pay is taxed.

VAT for small businesses: a plain-English guide cost guide and calculator reference UK (2026)
Finance

VAT for small businesses: a plain-English guide

When you need to register, how the rates work, and how to add or remove VAT from a price in seconds.

Newly installed wooden garden fence with concrete posts in a British residential garden
Construction

How much concrete do I need? A homeowner's guide

Working out volume, mix ratios and bag counts for a slab, post hole or path — before you order materials.

UK Road Tax (VED) 2026: What You’ll Pay and Why cost guide and calculator reference UK (2026)
Automotive

UK Road Tax (VED) 2026: What You’ll Pay and Why

Complete 2026 guide: EV road tax changes, expensive car supplements (£50k threshold), first-year showroom rates, and the 3 registration eras explained.

Digital floor scale and measuring tape illustrating NHS BMI and healthy weight checks
Health & Fitness

BMI and healthy weight: what the NHS bands actually mean

The four NHS weight bands explained, why adjusted thresholds exist for some groups, and where BMI genuinely falls short.